START BUILDING BUSINESS CREDIT (TRADELINES): TIER 4

WELCOME TO TIER 4! YOU NEED AT LEAST 14 TRADE ACCOUNTS REPORTING ON YOUR BUSINESS CREDIT REPORTS TO COMPLETE TIER 4. PLEASE SCROLL TO THE APPLY FOR TRADE ACCOUNTS AND ADD IN ANY ACCOUNTS THAT ARE REPORTING.

APPLY FOR 4 TRADE ACCOUNTS

You currently have at least 10 trade accounts reporting, but now it is time to establish your business credit reports even further. Please select and apply for 4 more trade accounts.

Remember to use your correct business information when applying, as all information should match your business records perfectly.

When you make a purchase, do so on your net /credit terms. It is payments on net / credit terms that are reported.

To ensure that your vendor’s report your payments, make a purchase of $50 or more. Need help? Call our ECR Team for details.

On average it takes 30-90 days for your trade accounts to report and to complete this step.

Qualifying Factor

RECOMMENDED

TERMS:

NET 22

FUNDING SPEED:

VARIES

REPORTS TO:

D& B, EXPERIAN AND EQUIFAX

COST

VARIES

Qualifying Factor

TERMS:

REVOLVING

FUNDING SPEED:

VARIES

REPORTS TO:

D&B

COST

VARIES

Qualifying Factor

TERMS:

REVOLVING

FUNDING SPEED:

VARIES

REPORTS TO:

D & B AND EXPERIAN

COST:

VARIES

Qualifying Factor

TERMS:

NET 22

FUNDING SPEED:

VARIES

REPORTS TO:

D & B, EXPERIAN AND EQUIFAX

COST:

VARIES

Qualifying Factor

TERMS:

NET 22, NET 30 OR REVOLVING

FUNDING SPEED:

VARIES

REPORTS TO:

D&B

COST:

VARIES

Qualifying Factor

TERMS:

REVOLVING, NET 60 OR NET 30

FUNDING SPEED:

VARIES

REPORTS TO:

D&B, EXPERIAN AND EQUIFAX

COST:

VARIES

Qualifying Factor

TERMS:

NET 7, NET 14 OR NET 30

FUNDING SPEED:

VARIES

REPORTS TO:

D & B AND EQUIFAX

COST:

VARIES

Qualifying Factor

TERMS:

NET 7, 15 , 30 OR REVOLVING

FUNDING SPEED:

VARIES

REPORTS TO:

D & B AND EQUIFAX

COST:

VARIES

Qualifying Factor

TERMS:

REVOLVING

FUNDING SPEED:

VARIES

REPORTS TO:

 D&B

COST:

VARIES

Qualifying Factor

TERMS:

REVOLVING

FUNDING SPEED:

VARIES

REPORTS TO:

D&B, EXPERIAN AND EQUIFAX

COST:

VARIES

Qualifying Factor

TERMS:

NET 7, NET 14 AND NET  22

FUNDING SPEED:

VARIES

REPORTS TO:

D&B AND EQUIFAX

COST:

VARIES

Qualifying Factor

TERMS:

REVOLVING

FUNDING SPEED:

VARIES

REPORTS TO:

D&B, EXPERIAN AND EQUIFAX

COST:

VARIES

Qualifying Factor

TERMS:

NET 22

FUNDING SPEED:

VARIES

REPORTS TO:

D&B, EXPERIAN AND EQUIFAX

COST:

VARIES

Qualifying Factor

TERMS:

REVOLVING

FUNDING SPEED:

VARIES

REPORTS TO:

EXPERIAN

COST:

VARIES

Qualifying Factor

TERMS:

LEASE OR LOAN

FUNDING SPEED:

VARIES

REPORTS TO:

D & B, EXPERIAN AND EQUIFAX

COST:

VARIES

Qualifying Factor

TERMS:

LOANS & LEASES

FUNDING SPEED:

VARIES

REPORTS TO:

D & B , EXPERIAN AND EQUIFAX

COST:

VARIES

Qualifying Factor

TERMS:

NET 22

FUNDING SPEED:

VARIES

REPORTS TO:

D&B, EXPERIAN AND EQUIFAX

COST:

VARIES

Qualifying Factor

TERMS:

NET 22

FUNDING SPEED:

VARIES

REPORTS TO:

D&B, EXPERIAN AND EQUIFAX

COST:

VARIES

Qualifying Factor

TERMS:

REVOLVING

FUNDING SPEED:

VARIES

REPORTS TO:

D & B

COST:

VARIES